What matters now is - you want change

Life doesn’t always go according to plan. Maybe a sudden medical bill. Or circumstances out of your control.

Maybe dreams & education, family responsibilities, or just “one too many nights turning the bills down.”

Many of us have been there.

Deciding to take that first step

If you’re reading this, you’ve taken a brave step. We’re here because you don’t have to carry this alone.

We believe there is a way out of debt. Finesse Advisory Singapore offers compassionate, confidential debt management solutions to help you take back control of your life.

What is Debt Repayment Scheme (DRS)?

Debt Repayment Scheme (DRS) is an alternative to declaring bankruptcy. It is designed to assist debtors who are struggling to manage their debts without resorting to bankruptcy. It is administered by an Official Assignee (OA) appointed by the Singapore High Court, who helps facilitate the repayment process.

Imagine a plan that lets you bring together all your unsecured debts (credit cards, personal loans, licensed money lender debts, hire purchase, etc.), then repay them over 3–5 years, at 0% interest, without the crushing worry of multiple payments.

Giving your peace of mind, not just your finances. What matters more than anything, this could be for you.

What are the eligibility criteria?

• Your total unsecured debt is between S$15,000 – S$150,000,

• You have a steady income,

• You haven’t been declared bankrupt in the past 5 years,

• You’re not a registered company owner under ACRA (or named on one).

Even if you’re unsure whether you meet every criterion, reach out to us anyway.

Let’s talk. Sometimes clarity comes just from a conversation. No obligations or commitments required.

Here’s What You Can Expect When You Reach Out To Us

From confusion to clarity — here’s how we guide you.

Step 1: Private Consultation
A safe, confidential chat. We listen, understand, and assess your situation.

Step 2: Personalised Plan
We’ll analyse your debts, income, and goals, then outline your best options.

Step 3: Guided Application
We help you with all the paperwork and applications — so you don’t have to handle it alone.

Step 4: Ongoing Support
We stay with you through the journey until you’re financially free.

Let’s Get In Touch

We know it takes courage to reach out. To lay bare your worries.

We’ll respect your privacy. We’ll listen first. We’ll help you understand. And we’ll never pressure you.

If you’re ready to explore what life could look like beyond debt, let’s talk.

Call us (confidentially): 9109 9750 Or send a message — no judgement, just understanding.

Reach out to us in confidence

If you appreciate a faster response with strict confidentialty, click the button below.

Get In Touch With Us At 9109 9750

FREQUENTLY ASKED QUESTIONS

Are You A Money Lender?

No, we are not. As you may have known, there are so many money lenders advertising their services online which they are not supposed to.

Finesse Advisory is an entity that provides debt management and solutions services. We have helped many people through Government assisted program. Helping them to rebuild their lives.

Is This A Scam?

No, we are not. We extend a helping hand for people who may not know of such Government assisted program. This program was initiated by the Min of Law back in 2009.

Do I Have To Make A Decision When I Meet Up With You?

No. You don’t have to.

What we want is an opportunity with you for a consultation session. In this session, we will share with you how this Government assisted program works. And at the same time, a good opportunity for you to ask a lot of questions and find out if we are able to work together.

We can do a quick consultation over the phone BUT there is only so much we can share and show over the phone.

And, at any point of time during our engagement or consultation, you should not feel obliged or pressured in making a decision. We want you to be feel comfortable and be free with any questions you may have.