There are many reasons why we are in debt.

It is normal and common for people to be in debt. Due to unexpected situations, education, hospital bills or be whatever it is. At the end of the day, we need to continue our daily lives.

But what is not ok when we lost control of our finances, making us to spend more than what we earn. Putting us in a situation where servicing the debt/loans payment becoming more stressful.

And if you have decided that you need to make change and gain control of your life, that is a game changer.

And if you are here reading this, we might be able to help you with your debt situation.

Truth to be told, we are not here to judge your past decisions, actions or whatsoever.

We are here to help you move forward in achieving a debt free life and making it happen for you.

What is Debt Repayment Scheme (DRS)?

Debt Repayment Scheme is an alternative to declaring bankruptcy.

Imagine this…

What if you could consolidate all your outstanding debt/loans AND being able to repay over 5 years at 0% interest?
Would you want to explore this scheme for your situation?

In the simplest form of explanation, all legalized loans/debt like:

• Credit Cards,

• Personal Loan,

• Licensed Money Lenders,

• Hire Purchase,

• Other Unsecured Loans

are able to be consolidated and to be paid back in a timely manner at 0% interests over a period of 3-5 years. Each application or case are subjected to eligibility criteria and approval by Official Assignee appointed by the Singapore High Court.

What are the eligibility criteria?

• Debt amount between 15k to 150k

• Not been bankrupt for the last 5 years

• Have a regular income

• Do not own a company or not named in Acra as an owner

If this Debt Repayment Scheme something that you would consider, we want you to scroll down.

Allow us to share the outlook and the overview of the whole process.

Let’s Get In Touch

We know talking to strangers about your situation can be tough and uncomfortable. Rest assured that we are not here to judge and any information shared will be strictly kept confidential.

All we want from you is to be comfortable in asking any questions you may have in person or over the phone.

Reach out to us in confidence

If you appreciate a faster response with strict confidentialty, click the button below.

FREQUENTLY ASKED QUESTIONS

Are You A Money Lender?

No, we are not. As you may have known, there are so many money lenders advertising their services online which they are not supposed to.

Finesse Advisory is an entity that provides debt management and solutions services. We have helped many people through Government assisted program. Helping them to rebuild their lives.

Is This A Scam?

No, we are not. We extend a helping hand for people who may not know of such Government assisted program. This program was initiated by the Min of Law back in 2009.

Do I Have To Make A Decision When I Meet Up With You?

No. You don’t have to.

What we want is an opportunity with you for a consultation session. In this session, we will share with you how this Government assisted program works. And at the same time, a good opportunity for you to ask a lot of questions and find out if we are able to work together.

We can do a quick consultation over the phone BUT there is only so much we can share and show over the phone.

And, at any point of time during our engagement or consultation, you should not feel obliged or pressured in making a decision. We want you to be feel comfortable and be free with any questions you may have.